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Lender Benefits
Approve More Loans
Serve First-Time, ITIN, and Thin-File borrowers
No co-signers required
Reduce Losses & Reserves
Up to $10,000 loan loss protection per loan
Repo, storage, and auction fees reimbursed
Stay Competitive
Offer low down payments ($500 min)
APR flexibility with mid-prime pricing
Competitive LTVs (up to 130% all-in)
Stay Compliant
Aligned with CFPB origination guidelines
Underwritten annually with full transparency
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