Lend Smarter. Approve More. Limit Risk.
DefaultShield™ empowers lenders to confidently serve underserved markets while protecting against loan loss — all without sacrificing profitability.
Why Lenders Choose DefaultShield
Approve More Loans
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Serve First-Time, ITIN, Thin-File, and Second Chance Borrowers
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No co-signers required
Reduce Losses & Reserves
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Up to $10,000 loan loss protection per loan
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Repo, storage, and auction fees reimbursed
Stay Competitive
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Offer low down payments ($500 min)
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APR flexibility with mid-prime pricing
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Competitive LTVs
Stay Compliant
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Aligned with CFPB origination guidelines
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Underwritten annually with full transparency
Side-by-Side Comparison Table
Lending with Others
10% + Down Payment
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20%+ APR
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Requires Co-Signer
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No Loss Protection
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Limited Deal Flow
Lending with DefaultShield
$500 Minimum Down Payment
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9.99% APR (Sample)
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No Co-Signer Needed
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DefaultShield Coverage
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Increased Approvals
​​Real-World Impact Section (Optional Visual Graph or Stat)
Lenders using DefaultShield reduce losses and grow approvals by up to 42% YOY.
Insurance Compliance
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Insured protection underwritten by licensed insurer
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Annual underwriting review
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Documentation and claims transparency
Contact Us
Want to see how DefaultShield fits your lending model?
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Lend Smarter. Approve More. Limit Risk.
DefaultShield™ helps lenders confidently approve underserved borrowers — like first-time buyers or thin credit files — with insured loan loss protection of up to $10,000 per loan.
Why Lenders Choose DefaultShield
✔ **Approve More Loans** – First-time buyers, ITIN borrowers, no co-signers
✔ **Reduce Losses** – Up to $10K loss coverage + repo/storage/auction fees
✔ **Lower Reserve Requirements** – Keep more capital free
✔ **Competitive Terms** – Low down payments, mid-prime APRs, high LTVs
✔ **Stay Compliant** – Fully underwritten, CFPB-aligned process
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